Post reform strategies for identification and management of bad debts in Nigerian commercial bank Department:Banking and Finance By: clems0123 Project ID: 166 Rating: (2.9) votes: 161 Price:₦1000 Get the Complete MaterialAbstractThis study identifies the phenomenon“bad debts”, its effects and management, and also its recovery measures in Commercial Banks. Activities in Nigeria more especially that of UBA and UBN data were obtained from full time bankers in UBA and UBN formulated and tested. It also examined the method of appraising, monitoring, controlling of bank credit and recovery of bad debts the relationship between the amount of loans granted the interest income and the volume of bad debts was however noted. The recommended managers should do every thing possible to prevent and control the occurrence volume and frequency of bad debt by being highly objective in handling loan applications and subsequent approvals. Bad debts which can not be completely eliminated from the loan portfolio of the banks. Staffs of Commercial Banks especially United Bank for Africa PLC and Union Bank of Nigeria should be sent to diverse development programme on different industries so that they should be in a better position to give both financial and technical advice to their numerous clients. Thus, strategies adopted should aim at minimization, if not total elimination of the incidence....Preview Download Preview +Other Banking and Finance project topics and materials you might be interested in»The role of central bank of Nigeria (CBN) in the development of Nigeria financial sector»Appraisal of the economic implication of electronic banking in Nigerian banks (A case study of diamond bank)»The impact of strategic planning on banks performance in Nigeria (A case study of united bank for Africa plc)»Evaluation of the impact of liquidity management on banks performance in Nigeria ( A case study of UBA )»The roles of central bank of Nigeria in the prevention of bank failure or liquidation (A case study of central bank of Nigeria 2005-2009)»The role of financial institutions in promoting banking habit and saving capital formation in Nigeria»The effect of electronic banking on fraud reduction in bank (A case study of access bank plc)»The effectiveness of monetary policy measures in controlling inflation in Nigeria»Problems and challenges facing finance houses in the Nigerian economy ( A case study of mortgage bank owerri )»The role of deposit money bank in Nigeria in economy development in Nigeria - a case study of Access Bank Plc»Motivation as a way of reducing fraud in banking industry ( A case study of UBA and Fidelity bank )»Identification and management of bad debts in Nigeria commercial banks(A case study of UBA plc)»The impact of insurance industry on the economic growth of Nigeria (A case study of nicon and hallmark insurance companies 2005-2009)»The contribution and effect of computer to modern day banking in Nigeria (A case study of zenith bank and first bank plc)»The use of accounting information in assessing control and performance in an organization (A case study of first bank of Nigeria owerri)